Home financing, without the runaround.
As an independent Atlanta mortgage broker, Gillors compares home loan options from multiple lenders for you. Tell us a little about your plans, and your loan officer will follow up personally and guide you all the way to closing.
How our mortgage team can help
Personal mortgage guidance, start to finish
Start with a quick online form, then work one-on-one with a loan officer who knows your file.
A quick start online
Answer a few questions so your loan officer has what they need before your first conversation.
A real loan team
A licensed loan officer handles your loan personally and is a call away whenever you have questions.
Clear rates and costs
Your loan officer walks you through your rate and costs up front, before you commit to anything.
Mortgage calculator
Estimate your monthly principal and interest on a 30-year fixed loan.
How getting a mortgage with Gillors works
Tell us about your goals
A few quick questions about the home you want and your finances.
Talk with your loan officer
We review your details together, find the right loan and, with your permission, pull your credit report. Your full pre-approval letter is issued after that.
Lock your rate and close
Found the one? Lock in your rate and we'll guide you to the closing table.
Talk to your mortgage company first, then choose your agent
It's tempting to start with listings and an agent. But knowing your numbers first makes every step after it easier, from picking the right agent to winning the home you want.
Start with GillorsKnow your real budget
Your loan officer shows you what you can comfortably afford and what your monthly payment would be, so you only look at homes that truly fit.
Pick the right agent for you
Once you know your price range and loan type, you can choose an agent who works in that range and knows your neighborhoods and loan program.
Get taken seriously
Many agents and sellers want to see a pre-approval letter before showing homes or accepting an offer. Having one shows you're ready to buy.
Move fast when you find the one
Good homes can go quickly. With your financing already underway, you can make a confident offer the same day.
No surprises later
Credit or income questions come up early, while there's still time to fix them, not in the middle of a deal.
What our Atlanta mortgage clients say
Real reviews from homeowners who worked with Netta Li Fidderer, Senior Loan Officer at Gillors.
Highly recommend Netta Li! It was my first home and the first loan. Netta Li patiently and professionally guided me through the whole process, explaining every term, every detail. Netta Li is very good at communicating! She has always responded very quickly to my texts, emails and calls. …
This is our second deal with Netta Li and like last time she was great, patient and responsive every day, helped us go through the obstacles all the way to a successful deal. Thank you!
I highly recommend Netta Li Fidderer! She is extremely professional, patient, accommodating, and was able to explain the complicated details. I'm happy with the loan that I was able to get with good rates, thanks to her.
Mortgage questions, answered
What is a mortgage pre-approval?
A lender's review of your income, assets and credit that confirms how much you can borrow. At Gillors, your full pre-approval letter is issued after your loan officer pulls your credit report. Sellers and agents often want to see this letter before accepting an offer.
How is pre-approval different from pre-qualification?
Pre-qualification is a quick estimate based on what you tell us. Pre-approval goes further by verifying your information, so it carries more weight with sellers.
How much do I need for a down payment?
It depends on the loan program and your situation. Some programs are designed for buyers with limited savings, and others work best with a larger down payment. A larger down payment can lower your monthly cost and may help you avoid mortgage insurance. Your loan officer will walk you through the options that fit your budget and goals.
Will getting pre-approved affect my credit?
Filling out our online form doesn't pull your credit. Your loan officer pulls your credit report, with your permission, only when it's time to issue your full pre-approval letter.
